For those who do not qualify for our funding programs, credit repair may be needed.  The Small Business Loan Store does not do credit repair, but we do refer clients to our credit repair partner.  Once credit repair is done, clients can then come back and reapply with us for one of our funding programs. 

In order to receive a FREE credit repair quote and to be referred to our credit repair partner, you must sign up for a credit check total account (http://creditchecktotal.com). 

You have the option of sending us your log-in information or a PDF of your credit check total credit report to info@smallbusinessloanstore.com. 

FAQ

Q: How soon can I expect to see results?

A: Results are typically seen within 45-60 days.  By law the credit bureaus need to send a response within 30 days.  In certain situations, one might see results as early as 3 weeks. 

Q: How much does this cost?

A: In order to receive a price quote and to be referred to our credit repair partner, you must send your credit check total information (http://creditchecktotal.com) or a PDF of your report to info@smallbusinessloanstore.com

Q: Do I have to pay upfront before I start the process?

A: Yes, payment must be made upfront.  Credit repair is a process, and a process that shouldn’t be taken lightly.  Our credit repair partners are professionals, and have helped thousands of individuals regain healthy credit profiles. 

Q: Do you need complete access to my credit check total (http://creditchecktotal.com) account?

A: For a price quote we do not need access to your credit check total account.  You can either send us your log-in information or a PDF of your report to info@smallbusinessloanstore.com.  However, once you agree to start the credit repair process, then our credit repair partners will need complete access to your credit check total account in order to monitor results.

Q: What can be removed?

A:  In short all negative items, including but not limited to bankruptcy, judgments, collection accounts, late payments, tax liens, foreclosures, students loans, etc.

Q: Is this legal?

A: Yes, credit repair is 100% legal.  You have the right to dispute inaccurate items on your credit report.  Both the bureaus and creditors must respond to you in the allotted time frame indicated by federal law. 

Q: What guarantees do I have?

A: Our credit repair partner has 100% money back guarantee contracts.  However, the guarantee extends beyond that, as they will not stop working until ALL negative items are removed from your credit report.  One important thing to remember is that everything is a process, but our credit repair partners have a system in place to get you the results you need.

Q:  Once the negative items are gone, is it permanent?

A: Yes, our credit repair partners provide a guarantee that the negative items will be gone permanently.

Q: What will my scores be after credit repair?

A: That is a more difficult question to ascertain.  As there are many contributing factors that go into creating a credit score.  However, once all negative items are removed, one of the biggest determining factors will be your age of your credit, and your current utilization on revolving credit accounts. 

For more information
Phone: 949-423-3939
Email: info@smallbusinessloanstore.com